Value PPO plans are being offered by many health insurance carriers. The goal is to help individuals and families save in premium dollars by having a higher deductible while still offering a rich benefit structure.
Health Net of Arizona offers a $0.00 Out of Pocket Maximum after the deductible amount has been met. The value plan offers a first dollar benefit to doctor office visits, prescription drugs, emergency room, urgent care, and in-store health clinics. Health Net also offers a good mix of copay and deductible cost sharing, which allows for the monthly premium to remain at an affordable rate.
Many folks I talk with like the affordability of a health savings account qualified plan, but they don't like not having copays to visit a doctor's office. Health Net has provided an affordable and benefit rich plan that provides a a peace of mind when it comes to health insurance coverage.
It's a Good Thing!
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